| Tuesday, August 14, 2007 |
| Take Out Pet Health Insurance Or Face The Prospect Of Paying Exorbitant Veterinary Bills On Your Own |
If you are worried about the upkeep of your pet, and wish like many other pet owners to save on exorbitant veterinary bills, your best bet would no doubt be to take out pet health insurance. It is believed that as many as a third of all pets need veterinary treatment each year, which should make you want to know more about pet health insurance.
Surefire Means To Protect The Pet And Cover The Costs Of Veterinary Care
With just a pet insurance policy you will not have any guarantee that it will pay for veterinary care that is preventive or elective, and with the skyrocketing costs of veterinary costs, getting protection is all the more important. With even simple health problems setting pet owners back many thousands of dollars, having pet health insurance is a surefire way to protect the pet as well as help you tide over difficult times in the lives of your pets.
Pet health insurance coverage is not a new concept and pet insurance companies have been providing coverage for quite some time. Plans usually differ given the different species; age of pets as well as their general state of health, and just as for the healthcare coverage for us humans, pet health insurance coverage also is available without much delay though benefits may only become available after a month or so of taking the coverage. Don’t be surprised if you are told that pet insurance does not cover routine treatments including cleaning the pet’s teeth, vaccinations as well as trimming their nails.
Still, pet health insurance is much like a normal health policy and injured or ill pets will get care from the vet and claims for costs can be sent to the insurance company for their reimbursement. The pet health insurance policy helps pet owners to have protection from steep financial costs and will even, in most instances, pay for unplanned illnesses, accidents as well as injuries and certain emergency situations.
If you are serious about the welfare of your pet, you can look for pet health insurance companies of which there are many, and a good source for a lead in this direction would be your veterinarian who will know of some of the better pet insurance companies in North America.
With pet health insurance, your pet is covered for its normal health needs including annual checkups, heartworm preventative medication and also vaccinations. Though you may not get basic accident insurance that covers for illnesses or diseases, there are still many pet insurance providers that offer travel pet insurance which ensures peace of mind knowing that your pet will be cared for when you take them out on a vacation and if they should fall ill.
In any case, unless you are loaded with cash and have a ready supply of money, your best means of meeting high veterinary costs would be to take out pet health insurance for your pet, and be assured that your pet’s health will be well taken care of whenever required without worrying about the costs involved |
posted by Sara @ 7:11 AM  |
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| Finding The Best Pet Health Insurance For Cat Lovers |
If you are owned by a cat, it has been made very clear to you that the cost of veterinary care has skyrocketed. It would be tragic if you had to have your cat put to sleep solely because you could not afford veterinary treatment. Your cat is a better friend than human family members or human friends. Cats can’t become drug addicts and steal all your money while they skip town. So, you should think about getting pet health insurance for Cat.
Where Do You Start?
First off, ask your vet what pet health insurance for cats he or she accepts. That will greatly help your process of elimination. As pet health insurance for cats and dogs are getting more and more popular, more vets are trying to work with more pet health insurance companies.
Think about your breed of cat and know what health problems are common for that breed of cat. Even if your cat is a mixed breed, he or she can still get sick or injured. One of England’s most beloved vets, Dr Bruce Fogle, claims that mixed breeds get sick just as much as purebreds.
Next, think about your cat’s lifestyle. If you want to have healthier cats and pay lower premiums for the pet health insurance for cats, keep your cats indoors and neuter them. An outdoor fully intact cat will cost a lot more to insure.
Read The Fine Print
Try not to go with the first pet health insurance for cats you see. Since pet health insurance is still a relatively young type of insurance, the standards for good and bad pet health insurance for cats are still being defined. Read the fine print of several policies before picking one. Some policies will stop covering your cat after the cat hits a certain age!
But some policies come with extras that you might need, depending on where you live. Some will help expenses of finding a lost cat. Some will even have pet liability insurance, to help you pay off anything Kitty decides is either a scratching post or a liter box. Even though your cat will disagree loudly, he or she is considered “property”. And anything your property messes up is considered YOUR FAULT.
Some policies will also take discounts if your pet is neutered, micro chipped and regularly vaccinated. You can choose whether to self-medicate your own sickness, but your cat cannot. |
| posted by Sara @ 7:10 AM |
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