Tuesday, August 14, 2007
Finding The Best Pet Health Insurance For Cat Lovers
If you are owned by a cat, it has been made very clear to you that the cost of veterinary care has skyrocketed. It would be tragic if you had to have your cat put to sleep solely because you could not afford veterinary treatment. Your cat is a better friend than human family members or human friends. Cats can’t become drug addicts and steal all your money while they skip town. So, you should think about getting pet health insurance for Cat.

Where Do You Start?

First off, ask your vet what pet health insurance for cats he or she accepts. That will greatly help your process of elimination. As pet health insurance for cats and dogs are getting more and more popular, more vets are trying to work with more pet health insurance companies.

Think about your breed of cat and know what health problems are common for that breed of cat. Even if your cat is a mixed breed, he or she can still get sick or injured. One of England’s most beloved vets, Dr Bruce Fogle, claims that mixed breeds get sick just as much as purebreds.

Next, think about your cat’s lifestyle. If you want to have healthier cats and pay lower premiums for the pet health insurance for cats, keep your cats indoors and neuter them. An outdoor fully intact cat will cost a lot more to insure.

Read The Fine Print

Try not to go with the first pet health insurance for cats you see. Since pet health insurance is still a relatively young type of insurance, the standards for good and bad pet health insurance for cats are still being defined. Read the fine print of several policies before picking one. Some policies will stop covering your cat after the cat hits a certain age!

But some policies come with extras that you might need, depending on where you live. Some will help expenses of finding a lost cat. Some will even have pet liability insurance, to help you pay off anything Kitty decides is either a scratching post or a liter box. Even though your cat will disagree loudly, he or she is considered “property”. And anything your property messes up is considered YOUR FAULT.

Some policies will also take discounts if your pet is neutered, micro chipped and regularly vaccinated. You can choose whether to self-medicate your own sickness, but your cat cannot.
posted by Sara @ 7:10 AM  
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