| Monday, July 23, 2007 |
| How to Pick the Best Pet Insurance Policy For Your Pet |
With the cost of everything, including veterinary care, going through the roof, you and your pet may benefit from a pet insurance policy. Pet insurance is a relatively new concept in America. At first, only the English could get a pet insurance policy starting in 1976, when the first pet insurance company opened its doors. But, over thirty years later, there are ads for pet insurance practically everywhere you turn. How do you pick the pet insurance policy that’s right for you?
Shop ‘Till You Drop
Don’t think of selecting a pet insurance policy as a drag. Think of it as a new shopping experience. If you like shopping for anything, then take those skills and apply them to pet insurance. You need to see:
if you can choose your vet
if you can afford the pet insurance policy
if the policy will cover your pet only up until a certain age, or will the policy cover a senior pet
if the policy includes any extras that might be unique to your situation – such as a discount for multi-pet homes, for example.
Don’t sign up with the first pet insurance company you stumble across. Do comparison shopping. You can check out:
The Better Business Bureau to see if there has been a lot of complaints about particular pet insurance policies
See what pet insurance policies you vet and his or her staff recommend
Check our magazines like Consumer reports which compare pet insurance policies
Check our pet magazines and websites. Not only will they often do comparisons between pet insurance companies, but the readers or forum members are all too happy to voice an honest opinion.
Ask your breeder if they know of a pet insurance policy that they would recommend.
Other Extras
If you take your pet to shows, you need a different pet insurance policy than a family pet that rarely leaves the backyard. If you have a dog or a horse, you know how powerful these animals are and what damage they can do. Under law, you are responsible for any damage done to property or bodies caused by your pet. You should get pet liability insurance, as well. You might also consider getting a pet insurance policy that includes financial help in finding your pet should your pet ever wander off.
At the very least, for a practical pet insurance policy, put twenty dollars away every month as an emergency vet bill fund. |
posted by Sara @ 7:07 AM  |
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